Connect

Connect your existing bank accounts, or open an Odin Debit account.

Track

Set a budget and Odin will keep you on track through simple, daily targets with timely notifications.

Grow

As you achieve your goals and complete challenges, we will reward you with points, offers, and special benefits!

How Odin works

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Take control of your money.

Take control of your future.

SafeToSpend works for you

Financial fitness is about simple, daily activities. SafeToSpend does the work for you. SafeToSpend tells you exactly how much money have you to spend today to achieve your financial goals for tomorrow. Each day you get a notification with your budget limit for the day, and Odin updates your progress with every swipe of your card.

Low Cost

Banks charge up to $30 per month to hold your money for you. They use those fees to pay big banker bonuses. All the while, they do nothing to help you grow your wealth.

Odin gives you the same basic services for a much lower monthly fee. We only charge you what our partners charge us, plus a small fee to run our business.

At Odin, we understand that it is your money that we are holding. It is our job to help you grow it, not take more of it.

Save for the big things.

Enter your financial goals and SafeToSpend will do the rest. Achieve your financial goals and get what you want!

Win the Financial Game

Most financial service compies only give you points or rewards for spending more money. This is no way to build wealth. Odin is the only app that rewards you for the right financial behaviors.

Bill payments made easy

Pay all of your bills from one place. Save time and money, get reminders, and discover hidden ways to reduce your bills and save money.

Access for All

It shouldn't cost an arm and a leg to give a bank your money. Most banks or financial institutions charge up to 5% of a check's value to deposit your money.

With Odin, everyone gets access to quick, easy, and low-cost check deposits.