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© 2017 by Odin Money

February 1, 2019

Some people have asked us about what exactly we're doing over here at Odin, and we wanted to share more of our vision with you.


Our vision is to make personal finance easier, more transparent, and more fair. We believe that wealth should be accessible to anyone, and we are appalled that most financial service companies do nothing to help you build your wealth.


Odin Money aspires to be different - everything we do is engineered to help you save more money and achieve your fina...

February 9, 2018

As if there weren't enough ruined relationships and flipped tables scattered across the desolate living rooms of those who ever dared utter the words "Let's play Monopoly!" there is now a Cheater Edition.

After a company-sponsored survey found that “nearly half of game players attempt to cheat during Monopoly games” they decided to  “give fans what they’ve been craving all along — a Monopoly game that actually encourages cheating.”

All jokes aside, this is a striking commentary...

January 19, 2018

We want Odin to help the banked and unbanked alike. It's one thing we come back to over and over. But who are the unbanked, and what does it mean to be superbanked?

The Scarborough study, “A Look Into Atypical American Banking,” set out to explore this question, and found that in the US, there are about the same amount of the unbanked as there are the superbanked.

This study is a few years old, however, and newer studies put the percentage of unbanked closer to 15%, or nearly 3...

January 12, 2018

With the rise of Bitcoin and the emergence of Blockchain technologies, much has been made of the digitization of financial services and the impact that distributed ledger and artificial intelligence technologies will deliver to the financial services category. The “ecosystem effect”, as it is called, is expected to impact the banking system in dramatic ways. For financial institutions who lead the innovation curve, McKinsey predicts that “digital disruption” will impact tradi...

December 27, 2017

Advanced technologies like #AI, #Blockchain, and #Crypto are poised to disrupt #financialservices and up-end centuries old business models. In this post, Haden Kirkpatrick--Odin Money Founder and CEO--explains why the new breed of #FinTech companies, not the old guard, will win the future of finance (hint: it is about #culture and #values).

December 13, 2017

Recent movements in crypto valuations, new business launches, and the rise of fintech investments have led regulators to “come along-side” the emerging trends in this space and seek, where appropriate, regulatory frameworks that will help “protect customers”.  Most of these initial overtures are pertaining to tax-related inquiries from the IRS; however, some regulatory “issues” pertain to securitization, identity management, and anonymity.  

At first blush, this seems fai...

October 3, 2017

Time was when a “bank” was a community endeavor.  Local residents of a community deposited their money into a bank, which held it in trust.   Depositors’ funds were held in trust, and most banking instruments were fairly basic.  Those deposits were bundled to issue loans, at a reasonable interest rate.  That interest paid for bank operations, while offering a small return to depositors.  Everything was relatively clean and simple; most importantly...it was a community-centere...

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Rethinking #Fintech for a #PeerToPeer Ecosystem

December 27, 2017

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